A review of 2014 lending landscape reveals interesting trends concerning loan default statistics. While the aftermath of the financial crisis still lingered, 2014 showed a generally encouraging picture compared to earlier years. Specifically, auto loan defaults began to ease noticeably, although student credit defaults remained a persistent area of

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When you've got a superior personal debt-to-income ratio, your likelihood of getting a $35,000 individual loan are greatly reduced. Even When you have a credit rating that might rank in the good to excellent range, if you have minimal income coming in as well as a great deal likely out, lenders could most likely nevertheless look at you as being a

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